Simple. Solutions. REAL RESULTS.
A boutique firm is a small firm that provides specialized services to a particular segment of the market. –Merriam Webster dictionary
A boutique firm specializes in order to address a market not well served by larger firms. This type of firm aims to offer more individualized services and tailor their offerings to the needs of their clients. –Investopedia.com
Welcome to the website for Spectra Mortgage.
If you are interested in finding out about the types of mortgage products that are available check out the mortgage products page, here.
To get a feel for Interest Rates go to the interest rate page, here. The table on this page shows interest rates for various types of loans as published by Freddie Mac on a daily basis. The rates shown represent national averages and are generally based on excellent credit and at least 20% equity. The rate a borrower will obtain will depend upon many factors and their unique characteristics and goals. The actual rate you are able to obtain may be higher or lower than the averages depending upon your circumstances. The tables provide a very good gauge for current interest rates.
If you are wondering how we differ from a larger financial institutions and other mortgage companies or why people work with us, go to the Frequently Asked Question page, here.
For current news on the mortgage industry, loan products and guidelines, interest rates and real estate you can check out the News Section, here.
If you want to calculate mortgage payments or get amortization tables you can go to the Mortgage Calculator page, here.
Lastly, to see what others we have worked with have to say about working with us and their experiences read some of our Testimonials, here.
Hopefully you will find a lot of good information on the website, however if you are seeking a mortgage to purchase or refinance a property this is just the first step. I encourage you to call or email me to discuss your situation or to get more information. We can put together the financial data necessary for you to evaluate your alternatives for your purchase or refinance, and will work with you throughout the entire loan process when you are ready to proceed.
Wayne Tucker, CPA
Hot off the Press: Wayne was chosen AGAIN this year as a 5 Star Mortgage Professional in 5280 magazine
A significant amount of economic data was released this week and for the most part the data showed … Read More...