Navigating the mortgage market can be a daunting experience. We help our clients make informed decisions that benefit their short and long-term financial goals. Read what our customers say about their experience with Spectra Mortgage.
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I think I underestimated the enhanced financial security provided by the reverse mortgage line of credit and of course the relief to cash flow requirements of not having to make monthly payments (!). While the essential aspects of reverse mortgages are simple to understand, the fact that no monthly payments are required can’t be over-emphasized.
I am very happy with the reverse mortgage. It has enabled me to live on my pension without any worries. It has worked out well for me, I would recommend it to anyone in the market these days.
For us, in hindsight, it was an excellent move. I would absolutely make the same decision again. And finally, most people, who have not had the advantage of sitting down with a knowledgeable professional like I did with you, just don’t appreciate the benefits. Having a significant amount of equity that can be tapped for health care costs, for gifts to kids, for emergencies, etc. is really attractive. I don’t think most people are aware of this.